For Agents & Agencies

Grow your tomorrow

Instant contracting, unique client links, real-time tracking, and weekly payouts — all on a single platform.

500+ Independent Agents
Licensed in 48 States
$50M+ Coverage Placed

Built for independent producers

95%+ approval rate

Never waste time on declined apps. Smart underwriting finds coverage for almost everyone.

Your unique link

Clients self-enroll. You get automatic credit. Zero manual attribution.

Real-time tracking

Watch clients move through the app live. Know exactly where they are, when.

See your earnings

First-year commission calculator on every quote. Weekly payouts.

95%approval

Never lose a sale to a declined app

Our smart underwriting finds coverage for almost every client. If they don't qualify for term, they're automatically offered whole life. Every lead becomes a sale.

Client applies

10-minute online application

Smart underwriting

80% get instant decisions

Coverage issued

Term or whole life—95%+ get approved

Product laddering: Clients automatically get the best product they qualify for.

How it works

1

Sign up with your NPN

We verify your license and create your producer profile. Takes minutes.

2

Get your unique link

Share by email, text, social, or embed on your site. Fully trackable.

3

Clients self-enroll

10-minute application → 80% get instant approval → same-day coverage.

4

Earn & track

Automatic attribution, live status updates, weekly payouts.

Agent portal

Everything you need to grow

  • Quote engine with real-time rates
  • Live application tracking—see exactly where each client is in real-time
  • First-year earnings calculator per quote
  • Commission statements & weekly payouts
  • Compliance-approved marketing materials and scripts
  • Client referral and attribution tracking
  • Performance analytics and reports
Agent dashboard on laptop

Support & Training

We help you succeed

You're never alone. Our partnerships team is here to help you onboard quickly and grow your business.

Dedicated account manager

Personal support from day one

Weekly training webinars

Live sessions to sharpen your skills

Live chat in portal

Get answers in real-time

Training video library

On-demand product & sales education

Products & Carriers

Offer trusted protection for tomorrow

Products
Term Life (10, 20, 30 years)
Coverage
Up to $3 million
Underwriting
80% instant decisions, no medical exams
Approval Rate
95%+ of applicants get coverage
Turnaround
10 minutes start to finish
Banner Life
Triple-S
NLG

What agents say

95% approval rate
"The 95% approval rate is real. I used to lose 1 in 5 clients to declines—now everyone gets covered. My close rate went through the roof."

Alex R.

Independent Agent — Dallas, TX

Real-time tracking
"I can watch my clients go through the application in real-time. If they stall, I call them. Weekly payouts are exactly when they say—every Friday."

Priya S.

Agency Owner — Orlando, FL

15-minute onboarding
"Onboarding took 15 minutes. No paperwork, no waiting. I had my first app submitted the same afternoon."

Marcus T.

Independent Agent — Phoenix, AZ

We’re here to help

Agent FAQ

Do I have to be captive?

No. Stay fully independent. Use our platform alongside your existing products and carriers.

How fast is contracting?

In minutes for most producers. Provide your NPN and W-9, and we automate the rest.

What if my client doesn't qualify for term insurance?

Our smart product matching automatically offers alternative coverage like whole life if they don't qualify for term. No declined apps, no lost sales—95%+ get approved.

How are sales credited to me?

Every agent receives a unique link. Applications completed from that link are automatically attributed to your NPN. Zero manual work.

Which states can I sell in?

Any state where you hold an active license for the product. Currently licensed in 48 states.

What support and training do you provide?

Dedicated account manager, weekly training webinars, live chat support in the portal, and a complete library of training videos and compliance materials.

Do you offer agency contracts?

Yes. Agency-level contracts available with override commissions on your downline with no cap. Contact us for details.

What are the commissions?

Competitive, transparent schedules with weekly payouts. See your first-year earnings estimate on every quote. Request full details after signup.

Ready to grow your tomorrow?

Join our network of independent agents. It takes minutes to get started.

Get started